EMC Lending provides practical mortgage financing for homebuyers, homeowners, real estate investors, and business owners — with personalized guidance from application through closing.
Whichever program fits, you work with the same loan officer from pre-approval through closing — no hand-offs to a call center.
A conventional mortgage is a conforming loan that meets the requirements for Fannie Mae or Freddie Mac. These programs can provide traditional residential financing for qualified borrowers purchasing or refinancing a home.
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A non-QM loan is designed for borrowers who may not meet traditional qualified-mortgage requirements, including self-employed borrowers and borrowers with non-standard income or documentation.
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Commercial financing provides debt-based funding for businesses and commercial real estate. It can support property acquisition, refinancing, improvements, expansion, and other investment or operating needs.
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