From traditional residential financing to alternative documentation and commercial lending, EMC Lending helps you explore the financing path that fits your situation.
A conventional mortgage is a conforming loan that meets the requirements for Fannie Mae or Freddie Mac. These programs can provide traditional residential financing for qualified borrowers purchasing or refinancing a home.
A non-QM loan is designed for borrowers who may not meet traditional qualified-mortgage requirements, including self-employed borrowers and borrowers with non-standard income or documentation. These programs can provide alternative paths to mortgage financing.
Commercial financing provides debt-based funding for businesses and commercial real estate. It can support property acquisition, refinancing, improvements, expansion, and other investment or operating needs.